The Money Method · Week 2

Emergency Fund Calculator

Work out your 3-month minimum and 6-month ideal targets. Update as your situation changes.

Your essential monthly expenses

Enter only essentials — rent, bills, food, transport, minimum debt payments. Not Netflix or dining out.

Rent / Mortgage Your housing cost

Council tax Monthly amount

Utilities Gas, electric, water average

Groceries Food essentials only

Transport Car, fuel or public transport

Phone & internet Essential bills

Insurance Car, home, life etc.

Minimum debt payments Credit cards, loans

Childcare If applicable

Anything else essential? Add your own (up to 4):

MONTHLY ESSENTIAL TOTAL

£0

3 month target
Minimum

£0

Start here

6 month target
Ideal

£0

Aim for this

Where are you now?

Current emergency fund balance

Months of cover you have right now

0.0 months

How much to save each month to hit the 6-month target

In 6 months

£0

In 12 months

£0

In 24 months

£0

Both options save a snapshot of your numbers to your phone or computer.

Educational only, not personal financial advice. The Money Method is not a regulated financial adviser. For advice on your specific situation, speak to a qualified financial adviser regulated by the FCA via unbiased.co.uk or vouchedfor.co.uk.